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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,907 | $79,961+3.7% | $98,462-15.8% | $75,177+10.3% |
| Participation rate | 95.6% | 70.4%+25.2pp | 75.2%+20.4pp | 67.2%+28.4pp |
| Annual return | 14.91% | 19.75%-4.8pp | 21.17%-6.3pp | 160.75%-145.8pp |
| Employer contribution / active EE | $6,674 | $2,264+194.8% | $3,049+118.9% | $2,671+149.9% |
| Participant deferral / active EE | $4,769 | $3,753+27.1% | $4,738+0.6% | $4,126+15.6% |
| Admin fee / account holder | $4,753 | $6,842-30.5% | $8,875-46.4% | $5,651-15.9% |