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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,929 | $171,867+153.1% | $149,721+190.5% | $147,586+194.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 12.83% | 2113.36%-2100.5pp | 1501.67%-1488.8pp | 578.59%-565.8pp |
| Employer contribution / active EE | $31,541 | $6,275+402.7% | $5,444+479.3% | $4,876+546.8% |
| Participant deferral / active EE | $8,110 | $7,270+11.6% | $6,568+23.5% | $5,439+49.1% |
| Admin fee / account holder | $22,868 | $13,799+65.7% | $11,282+102.7% | $10,886+110.1% |