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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,570 | $127,790-45.6% | $106,554-34.7% | $167,553-58.5% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 18.46% | 33.88%-15.4pp | 26.80%-8.3pp | 478.89%-460.4pp |
| Employer contribution / active EE | $6,898 | $3,427+101.3% | $2,819+144.7% | $4,840+42.5% |
| Participant deferral / active EE | $8,066 | $5,088+58.5% | $4,398+83.4% | $6,343+27.2% |
| Admin fee / account holder | $1,107 | $11,231-90.1% | $7,408-85.1% | $12,316-91.0% |