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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,158 | $160,059+38.2% | $140,019+57.9% | $135,380+63.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -2.09% | 911.48%-913.6pp | 651.17%-653.3pp | 519.81%-521.9pp |
| Employer contribution / active EE | $13,631 | $6,420+112.3% | $5,605+143.2% | $4,779+185.2% |
| Participant deferral / active EE | $12,830 | $7,641+67.9% | $6,927+85.2% | $5,609+128.7% |
| Admin fee / account holder | $16,519 | $13,328+23.9% | $10,705+54.3% | $10,828+52.6% |