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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,439 | $109,411-65.8% | $89,435-58.1% | $158,982-76.5% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 9.20% | 345.68%-336.5pp | 245.55%-236.4pp | 302.99%-293.8pp |
| Employer contribution / active EE | $5,594 | $3,173+76.3% | $2,587+116.2% | $4,763+17.5% |
| Participant deferral / active EE | $5,445 | $4,600+18.4% | $3,890+39.9% | $5,983-9.0% |
| Admin fee / account holder | $1,161 | $6,159-81.2% | $4,884-76.2% | $11,252-89.7% |