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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,497 | $138,102-44.6% | $125,381-39.0% | $134,532-43.1% |
| Participation rate | 57.1% | 84.5%-27.4pp | 82.4%-25.2pp | 81.2%-24.1pp |
| Annual return | -13.97% | 750.73%-764.7pp | 572.31%-586.3pp | 418.27%-432.2pp |
| Employer contribution / active EE | $2,592 | $5,245-50.6% | $4,815-46.2% | $4,741-45.3% |
| Participant deferral / active EE | $4,331 | $7,801-44.5% | $7,448-41.9% | $6,401-32.3% |
| Admin fee / account holder | $27,903 | $11,568+141.2% | $10,007+178.8% | $11,429+144.2% |