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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,779 | $62,672+6.6% | $185,117-63.9% | $70,126-4.8% |
| Participation rate | 62.5% | 63.8%-1.3pp | 77.3%-14.8pp | 69.5%-7.0pp |
| Annual return | 15.71% | 40.79%-25.1pp | 40.50%-24.8pp | 73.15%-57.4pp |
| Employer contribution / active EE | $1,912 | $1,753+9.0% | $4,182-54.3% | $2,343-18.4% |
| Participant deferral / active EE | $4,442 | $3,272+35.8% | $5,045-11.9% | $3,332+33.3% |
| Admin fee / account holder | $3,991 | $3,932+1.5% | $8,159-51.1% | $4,645-14.1% |