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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,943 | $77,164+73.6% | $178,014-24.8% | $80,874+65.6% |
| Participation rate | 57.1% | 65.7%-8.6pp | 77.1%-19.9pp | 67.6%-10.5pp |
| Annual return | 10.80% | 18.09%-7.3pp | 294.80%-284.0pp | 35.62%-24.8pp |
| Employer contribution / active EE | $2,463 | $2,288+7.7% | $3,950-37.6% | $2,756-10.6% |
| Participant deferral / active EE | $5,914 | $4,408+34.2% | $6,276-5.8% | $4,297+37.6% |
| Admin fee / account holder | $22,027 | $7,164+207.5% | $10,362+112.6% | $6,935+217.6% |