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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,143 | $157,304+26.6% | $141,197+41.0% | $152,909+30.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 15.84% | 64.34%-48.5pp | 71.41%-55.6pp | 345.46%-329.6pp |
| Employer contribution / active EE | $2,284 | $5,263-56.6% | $4,736-51.8% | $4,764-52.1% |
| Participant deferral / active EE | $7,662 | $7,111+7.8% | $6,710+14.2% | $5,851+31.0% |
| Admin fee / account holder | $5,116 | $12,126-57.8% | $10,265-50.2% | $11,601-55.9% |