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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,687 | $162,136+151.4% | $152,301+167.7% | $154,746+163.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 12.94% | 91.02%-78.1pp | 80.50%-67.6pp | 172.34%-159.4pp |
| Employer contribution / active EE | $3,622 | $4,890-25.9% | $4,624-21.7% | $4,379-17.3% |
| Participant deferral / active EE | $10,067 | $8,341+20.7% | $8,004+25.8% | $6,730+49.6% |
| Admin fee / account holder | $25,436 | $15,759+61.4% | $14,398+76.7% | $14,365+77.1% |