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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,223 | $202,342+89.4% | $172,752+121.8% | $152,897+150.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.77% | 1029.83%-1008.1pp | 802.97%-781.2pp | 345.43%-323.7pp |
| Employer contribution / active EE | $9,474 | $5,858+61.7% | $5,144+84.2% | $4,764+98.9% |
| Participant deferral / active EE | $5,850 | $5,948-1.7% | $5,198+12.5% | $5,8510% |
| Admin fee / account holder | $3,357 | $17,111-80.4% | $13,955-75.9% | $11,599-71.1% |