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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,597 | $110,039+12.3% | $97,260+27.1% | $145,884-15.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 6.53% | 244.44%-237.9pp | 75.54%-69.0pp | 551.85%-545.3pp |
| Employer contribution / active EE | $4,934 | $3,074+60.5% | $2,721+81.3% | $4,662+5.8% |
| Participant deferral / active EE | $4,934 | $4,674+5.6% | $4,262+15.8% | $6,690-26.2% |
| Admin fee / account holder | $872 | $6,204-86.0% | $5,640-84.5% | $13,392-93.5% |