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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,950 | $106,280-70.9% | $96,538-67.9% | $139,487-77.8% |
| Participation rate | 72.7% | 77.8%-5.1pp | 74.3%-1.6pp | 80.3%-7.6pp |
| Annual return | 17.15% | 38.48%-21.3pp | 35.74%-18.6pp | 373.84%-356.7pp |
| Employer contribution / active EE | $1,844 | $4,107-55.1% | $3,740-50.7% | $4,755-61.2% |
| Participant deferral / active EE | $2,553 | $5,457-53.2% | $4,880-47.7% | $6,713-62.0% |
| Admin fee / account holder | $1,217 | $7,888-84.6% | $6,737-81.9% | $11,407-89.3% |