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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,616 | $99,652-49.2% | $78,778-35.7% | $147,585-65.7% |
| Participation rate | 50.0% | 76.2%-26.2pp | 69.2%-19.2pp | 82.8%-32.8pp |
| Annual return | 38.89% | 47.28%-8.4pp | 35.62%+3.3pp | 578.58%-539.7pp |
| Employer contribution / active EE | $998 | $2,796-64.3% | $1,986-49.8% | $4,876-79.5% |
| Participant deferral / active EE | $1,284 | $3,664-65.0% | $2,958-56.6% | $5,439-76.4% |
| Admin fee / account holder | $2,781 | $7,155-61.1% | $5,134-45.8% | $10,886-74.5% |