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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,238 | $115,814-77.3% | $101,275-74.1% | $158,982-83.5% |
| Participation rate | 90.9% | 79.4%+11.5pp | 75.8%+15.1pp | 82.0%+8.9pp |
| Annual return | 16.26% | 56.16%-39.9pp | 46.48%-30.2pp | 302.99%-286.7pp |
| Employer contribution / active EE | $6,147 | $4,176+47.2% | $3,660+68.0% | $4,763+29.1% |
| Participant deferral / active EE | $2,852 | $4,958-42.5% | $4,371-34.7% | $5,983-52.3% |
| Admin fee / account holder | $513 | $7,249-92.9% | $5,948-91.4% | $11,252-95.4% |