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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,503 | $110,410-62.4% | $102,437-59.5% | $145,897-71.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.18% | 24.85%-12.7pp | 24.95%-12.8pp | 552.29%-540.1pp |
| Employer contribution / active EE | $2,802 | $4,217-33.6% | $3,871-27.6% | $4,663-39.9% |
| Participant deferral / active EE | $2,017 | $5,622-64.1% | $5,060-60.1% | $6,689-69.8% |
| Admin fee / account holder | $397 | $9,745-95.9% | $8,388-95.3% | $13,390-97.0% |