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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,432 | $106,008-18.5% | $92,240-6.3% | $147,586-41.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 20.74% | 50.05%-29.3pp | 176.29%-155.6pp | 578.59%-557.9pp |
| Employer contribution / active EE | $12,227 | $4,333+182.2% | $3,680+232.3% | $4,876+150.7% |
| Participant deferral / active EE | $10,203 | $4,478+127.8% | $3,897+161.8% | $5,439+87.6% |
| Admin fee / account holder | $1,843 | $6,333-70.9% | $5,194-64.5% | $10,886-83.1% |