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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,099 | $111,535+71.3% | $105,223+81.6% | $137,256+39.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 23.39% | 237.85%-214.5pp | 180.65%-157.3pp | 220.34%-197.0pp |
| Employer contribution / active EE | $2,708 | $3,939-31.3% | $3,689-26.6% | $4,156-34.8% |
| Participant deferral / active EE | $10,663 | $5,500+93.9% | $5,072+110.2% | $6,407+66.4% |
| Admin fee / account holder | $1,427 | $9,721-85.3% | $8,859-83.9% | $12,270-88.4% |