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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,099 | $129,737+47.3% | $119,126+60.4% | $154,746+23.5% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 23.39% | 379.08%-355.7pp | 282.11%-258.7pp | 172.34%-149.0pp |
| Employer contribution / active EE | $2,708 | $4,375-38.1% | $4,034-32.9% | $4,379-38.2% |
| Participant deferral / active EE | $10,663 | $5,842+82.5% | $5,318+100.5% | $6,730+58.4% |
| Admin fee / account holder | $1,427 | $11,961-88.1% | $10,693-86.7% | $14,365-90.1% |