Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,740 | $80,992-81.8% | $96,534-84.7% | $75,173-80.4% |
| Participation rate | 56.1% | 71.8%-15.7pp | 76.0%-19.9pp | 67.2%-11.1pp |
| Annual return | 16.84% | 27.05%-10.2pp | 25.88%-9.0pp | 160.72%-143.9pp |
| Employer contribution / active EE | $877 | $2,283-61.6% | $2,965-70.4% | $2,671-67.2% |
| Participant deferral / active EE | $1,541 | $3,929-60.8% | $4,851-68.2% | $4,126-62.7% |
| Admin fee / account holder | $4,087 | $6,717-39.2% | $8,253-50.5% | $5,651-27.7% |