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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,350 | $100,139-79.7% | $85,187-76.1% | $145,884-86.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 9.23% | 84.15%-74.9pp | 66.67%-57.4pp | 551.85%-542.6pp |
| Employer contribution / active EE | $23,818 | $3,238+635.6% | $2,732+771.7% | $4,662+410.9% |
| Participant deferral / active EE | $19,708 | $5,296+272.2% | $4,525+335.6% | $6,690+194.6% |
| Admin fee / account holder | $39,695 | $7,262+446.6% | $6,162+544.2% | $13,392+196.4% |