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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,865 | $138,114-11.8% | $125,391-2.8% | $134,545-9.4% |
| Participation rate | 68.2% | 84.5%-16.3pp | 82.4%-14.2pp | 81.2%-13.1pp |
| Annual return | -14.13% | 750.88%-765.0pp | 572.41%-586.5pp | 418.37%-432.5pp |
| Employer contribution / active EE | $1,499 | $5,246-71.4% | $4,816-68.9% | $4,742-68.4% |
| Participant deferral / active EE | $3,848 | $7,801-50.7% | $7,448-48.3% | $6,401-39.9% |
| Admin fee / account holder | $1,119 | $11,570-90.3% | $10,009-88.8% | $11,431-90.2% |