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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,493 | $85,766+20.7% | $136,297-24.1% | $70,124+47.6% |
| Participation rate | 90.0% | 74.2%+15.8pp | 81.9%+8.1pp | 69.5%+20.5pp |
| Annual return | 9.97% | 31.45%-21.5pp | 5156.19%-5146.2pp | 73.14%-63.2pp |
| Employer contribution / active EE | $3,125 | $2,966+5.3% | $4,696-33.5% | $2,342+33.4% |
| Participant deferral / active EE | $6,449 | $5,051+27.7% | $6,247+3.2% | $3,332+93.5% |
| Admin fee / account holder | $1,786 | $5,420-67.1% | $9,244-80.7% | $4,645-61.6% |