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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,563 | $110,212-62.3% | $96,534-56.9% | $139,466-70.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 24.23% | 26.42%-2.2pp | 25.88%-1.7pp | 373.66%-349.4pp |
| Employer contribution / active EE | $6,472 | $3,620+78.8% | $2,965+118.3% | $4,754+36.1% |
| Participant deferral / active EE | $8,168 | $5,547+47.2% | $4,851+68.4% | $6,712+21.7% |
| Admin fee / account holder | $10,763 | $11,599-7.2% | $8,253+30.4% | $11,409-5.7% |