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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,108 | $105,145+1.9% | $94,664+13.1% | $139,466-23.2% |
| Participation rate | 38.5% | 82.4%-43.9pp | 80.8%-42.4pp | 80.3%-41.9pp |
| Annual return | 16.36% | 38.09%-21.7pp | 156.84%-140.5pp | 373.66%-357.3pp |
| Employer contribution / active EE | $1,651 | $4,107-59.8% | $3,673-55.0% | $4,754-65.3% |
| Participant deferral / active EE | $6,927 | $7,599-8.8% | $7,417-6.6% | $6,712+3.2% |
| Admin fee / account holder | $315 | $8,972-96.5% | $7,222-95.6% | $11,409-97.2% |