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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,368 | $108,942+66.5% | $100,415+80.6% | $145,897+24.3% |
| Participation rate | 71.4% | 83.0%-11.6pp | 81.5%-10.1pp | 80.3%-8.9pp |
| Annual return | 14.44% | 58.27%-43.8pp | 49.47%-35.0pp | 552.29%-537.8pp |
| Employer contribution / active EE | $2,999 | $4,422-32.2% | $3,943-23.9% | $4,663-35.7% |
| Participant deferral / active EE | $14,472 | $8,461+71.0% | $8,091+78.9% | $6,689+116.4% |
| Admin fee / account holder | $2,466 | $9,702-74.6% | $7,906-68.8% | $13,390-81.6% |