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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,916 | $100,970+134.6% | $96,576+145.3% | $137,256+72.6% |
| Participation rate | 83.3% | 82.6%+0.7pp | 81.4%+1.9pp | 80.0%+3.4pp |
| Annual return | 18.67% | 38.16%-19.5pp | 38.47%-19.8pp | 220.34%-201.7pp |
| Employer contribution / active EE | $3,592 | $3,809-5.7% | $3,553+1.1% | $4,156-13.6% |
| Participant deferral / active EE | $18,097 | $8,286+118.4% | $7,956+127.5% | $6,407+182.5% |
| Admin fee / account holder | $360 | $11,312-96.8% | $11,381-96.8% | $12,270-97.1% |