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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,461 | $61,391-73.2% | $149,723-89.0% | $71,529-77.0% |
| Participation rate | 40.3% | 62.5%-22.2pp | 78.8%-38.5pp | 67.9%-27.6pp |
| Annual return | 184.66% | 35.88%+148.8pp | 134.50%+50.2pp | 28.97%+155.7pp |
| Employer contribution / active EE | $613 | $2,384-74.3% | $4,821-87.3% | $2,590-76.3% |
| Participant deferral / active EE | $2,689 | $2,921-7.9% | $5,682-52.7% | $4,291-37.3% |
| Admin fee / account holder | $247 | $1,264-80.5% | $13,215-98.1% | $1,588-84.5% |