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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,408 | $183,592-8.8% | $155,574+7.6% | $145,877+14.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.37% | 61.37%-51.0pp | 64.87%-54.5pp | 551.28%-540.9pp |
| Employer contribution / active EE | $2,244 | $5,317-57.8% | $4,676-52.0% | $4,663-51.9% |
| Participant deferral / active EE | $6,809 | $6,466+5.3% | $5,629+21.0% | $6,691+1.8% |
| Admin fee / account holder | $3,007 | $19,316-84.4% | $15,914-81.1% | $13,402-77.6% |