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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,698 | $51,222+190.3% | $70,544+110.8% | $75,173+97.8% |
| Participation rate | 84.0% | 61.0%+23.0pp | 68.4%+15.6pp | 67.2%+16.8pp |
| Annual return | 17.16% | 30.06%-12.9pp | 32.79%-15.6pp | 160.72%-143.6pp |
| Employer contribution / active EE | $10,196 | $1,827+458.2% | $2,976+242.7% | $2,671+281.7% |
| Participant deferral / active EE | $11,851 | $2,850+315.8% | $4,568+159.4% | $4,126+187.2% |
| Admin fee / account holder | $1,182 | $4,096-71.1% | $6,427-81.6% | $5,651-79.1% |