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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,814 | $103,038-47.8% | $90,324-40.4% | $152,909-64.8% |
| Participation rate | 94.7% | 75.9%+18.9pp | 73.3%+21.5pp | 82.5%+12.3pp |
| Annual return | 22.68% | 95.25%-72.6pp | 78.15%-55.5pp | 345.46%-322.8pp |
| Employer contribution / active EE | $2,378 | $3,141-24.3% | $2,856-16.7% | $4,764-50.1% |
| Participant deferral / active EE | $4,711 | $4,282+10.0% | $3,885+21.2% | $5,851-19.5% |
| Admin fee / account holder | $693 | $6,177-88.8% | $5,356-87.1% | $11,601-94.0% |