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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,038 | $111,535+6.7% | $105,223+13.1% | $137,256-13.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 18.53% | 237.85%-219.3pp | 180.65%-162.1pp | 220.34%-201.8pp |
| Employer contribution / active EE | $6,262 | $3,939+59.0% | $3,689+69.8% | $4,156+50.7% |
| Participant deferral / active EE | $9,329 | $5,500+69.6% | $5,072+83.9% | $6,407+45.6% |
| Admin fee / account holder | $4,625 | $9,721-52.4% | $8,859-47.8% | $12,270-62.3% |