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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,890 | $63,346+35.6% | $92,239-6.9% | $70,124+22.5% |
| Participation rate | 53.7% | 68.7%-15.0pp | 76.5%-22.8pp | 69.5%-15.9pp |
| Annual return | 16.85% | 530.19%-513.3pp | 176.29%-159.4pp | 73.14%-56.3pp |
| Employer contribution / active EE | $1,207 | $2,471-51.2% | $3,680-67.2% | $2,342-48.5% |
| Participant deferral / active EE | $2,705 | $2,854-5.2% | $3,897-30.6% | $3,332-18.8% |
| Admin fee / account holder | $4,482 | $3,841+16.7% | $5,194-13.7% | $4,645-3.5% |