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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,258 | $56,134+78.6% | $96,192+4.2% | $85,851+16.8% |
| Participation rate | 63.6% | 56.7%+6.9pp | 68.4%-4.8pp | 69.3%-5.7pp |
| Annual return | 14.59% | 42.30%-27.7pp | 192.09%-177.5pp | 318.63%-304.0pp |
| Employer contribution / active EE | $2,522 | $1,620+55.7% | $2,799-9.9% | $2,565-1.7% |
| Participant deferral / active EE | $4,742 | $2,858+66.0% | $4,351+9.0% | $3,952+20.0% |
| Admin fee / account holder | $11,761 | $3,769+212.1% | $5,539+112.3% | $6,261+87.9% |