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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,357 | $81,276+258.5% | $155,574+87.3% | $80,925+260.0% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.69% | 33.36%-17.7pp | 64.87%-49.2pp | 35.65%-20.0pp |
| Employer contribution / active EE | $18,425 | $3,103+493.8% | $4,676+294.0% | $2,756+568.5% |
| Participant deferral / active EE | $17,737 | $3,453+413.7% | $5,629+215.1% | $4,299+312.6% |
| Admin fee / account holder | $16,087 | $7,993+101.3% | $15,914+1.1% | $6,940+131.8% |