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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,357 | $81,233+258.7% | $155,567+87.3% | $80,874+260.3% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 15.69% | 33.33%-17.6pp | 64.74%-49.0pp | 35.62%-19.9pp |
| Employer contribution / active EE | $18,425 | $3,101+494.2% | $4,674+294.2% | $2,756+568.6% |
| Participant deferral / active EE | $17,737 | $3,452+413.8% | $5,628+215.2% | $4,297+312.8% |
| Admin fee / account holder | $16,087 | $7,998+101.1% | $15,916+1.1% | $6,935+132.0% |