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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,931 | $45,152-24.9% | $73,836-54.0% | $59,633-43.1% |
| Participation rate | 50.0% | 64.0%-14.0pp | 73.4%-23.4pp | 68.7%-18.7pp |
| Annual return | -2.30% | 27.40%-29.7pp | 2268.06%-2270.4pp | 2041.45%-2043.7pp |
| Employer contribution / active EE | $642 | $1,901-66.2% | $2,787-77.0% | $2,203-70.9% |
| Participant deferral / active EE | $1,603 | $2,573-37.7% | $3,583-55.2% | $3,192-49.8% |
| Admin fee / account holder | $1,541 | $3,515-56.1% | $4,882-68.4% | $4,297-64.1% |