Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 59-3331424 | Advisory (Plan) | $20,353 |
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044 | Recordkeeping | $19,068 |
Service code 15 · EIN 27-0293282 | Recordkeeping | $2,273 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,901 | $56,540-38.3% | $185,851-81.2% | $86,821-59.8% |
| Participation rate | 41.8% | 65.5%-23.7pp | 81.7%-39.9pp | 72.3%-30.5pp |
| Annual return | 11.19% | 118.20%-107.0pp | 122.11%-110.9pp | 97.94%-86.7pp |
| Employer contribution / active EE | $321 | $1,844-82.6% | $5,168-93.8% | $2,406-86.7% |
| Participant deferral / active EE | $948 | $2,555-62.9% | $5,569-83.0% | $4,132-77.1% |
| Admin fee / account holder | $331 | $150+121.1% | $16,245-98.0% | $170+95.1% |