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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,204 | $60,349+1.4% | $74,184-17.5% | $62,881-2.7% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 7.09% | 21.38%-14.3pp | 17.74%-10.6pp | 20.14%-13.1pp |
| Employer contribution / active EE | $4,636 | $1,680+175.9% | $2,370+95.6% | $2,281+103.3% |
| Participant deferral / active EE | $5,398 | $2,856+89.0% | $3,550+52.1% | $3,203+68.5% |
| Admin fee / account holder | $1,631 | $4,261-61.7% | $5,586-70.8% | $4,296-62.0% |