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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,690 | $135,645-84.0% | $110,243-80.3% | $135,380-84.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -13.17% | 513.24%-526.4pp | 314.76%-327.9pp | 519.81%-533.0pp |
| Employer contribution / active EE | $2,315 | $4,907-52.8% | $3,827-39.5% | $4,779-51.6% |
| Participant deferral / active EE | $3,743 | $5,507-32.0% | $4,672-19.9% | $5,609-33.3% |
| Admin fee / account holder | $537 | $11,458-95.3% | $8,548-93.7% | $10,828-95.0% |