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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,348 | $72,269+5.6% | $101,271-24.6% | $79,852-4.4% |
| Participation rate | 32.1% | 68.5%-36.3pp | 75.8%-43.7pp | 69.6%-37.5pp |
| Annual return | 20.44% | 22.29%-1.9pp | 46.48%-26.0pp | 31.72%-11.3pp |
| Employer contribution / active EE | $727 | $2,692-73.0% | $3,660-80.1% | $2,471-70.6% |
| Participant deferral / active EE | $2,728 | $3,282-16.9% | $4,371-37.6% | $3,740-27.1% |
| Admin fee / account holder | $941 | $4,401-78.6% | $5,948-84.2% | $5,306-82.3% |