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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,950 | $105,866-47.1% | $90,766-38.4% | $134,545-58.4% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -16.66% | -10.99%-5.7pp | -12.16%-4.5pp | 418.37%-435.0pp |
| Employer contribution / active EE | $7,806 | $3,464+125.4% | $2,922+167.2% | $4,742+64.6% |
| Participant deferral / active EE | $5,440 | $5,217+4.3% | $4,565+19.2% | $6,401-15.0% |
| Admin fee / account holder | $1,524 | $13,938-89.1% | $8,446-82.0% | $11,431-86.7% |