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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,669 | $73,978-81.5% | $96,515-85.8% | $75,173-81.8% |
| Participation rate | 36.6% | 66.4%-29.8pp | 74.3%-37.8pp | 67.2%-30.6pp |
| Annual return | 23.76% | 26.72%-3.0pp | 35.73%-12.0pp | 160.72%-137.0pp |
| Employer contribution / active EE | $752 | $2,931-74.3% | $3,740-79.9% | $2,671-71.9% |
| Participant deferral / active EE | $1,696 | $3,660-53.7% | $4,880-65.2% | $4,126-58.9% |
| Admin fee / account holder | $212 | $5,219-95.9% | $6,735-96.9% | $5,651-96.2% |