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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,506 | $106,247+20.0% | $96,515+32.1% | $139,466-8.6% |
| Participation rate | 83.3% | 77.8%+5.5pp | 74.3%+9.0pp | 80.3%+3.0pp |
| Annual return | 16.04% | 38.47%-22.4pp | 35.73%-19.7pp | 373.66%-357.6pp |
| Employer contribution / active EE | $6,185 | $4,106+50.6% | $3,740+65.4% | $4,754+30.1% |
| Participant deferral / active EE | $3,877 | $5,456-28.9% | $4,880-20.6% | $6,712-42.2% |
| Admin fee / account holder | $1,294 | $7,885-83.6% | $6,735-80.8% | $11,409-88.7% |