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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,458 | $32,117-36.3% | $71,089-71.2% | $64,173-68.1% |
| Participation rate | 23.7% | 42.7%-19.0pp | 54.6%-30.9pp | 69.6%-45.8pp |
| Annual return | -7.58% | -5.57%-2.0pp | 650.65%-658.2pp | 7.63%-15.2pp |
| Employer contribution / active EE | $335 | $712-53.0% | $1,088-69.2% | $2,381-85.9% |
| Participant deferral / active EE | $482 | $1,263-61.8% | $1,873-74.3% | $3,470-86.1% |
| Admin fee / account holder | $47 | $2,759-98.3% | $3,082-98.5% | $4,887-99.0% |