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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,569 | $64,719-88.3% | $112,249-93.3% | $68,486-88.9% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -16.76% | -11.40%-5.4pp | 27.48%-44.2pp | -7.85%-8.9pp |
| Employer contribution / active EE | $1,091 | $2,747-60.3% | $3,636-70.0% | $2,597-58.0% |
| Participant deferral / active EE | $2,318 | $3,565-35.0% | $4,729-51.0% | $4,028-42.4% |
| Admin fee / account holder | $1,727 | $5,232-67.0% | $6,412-73.1% | $5,404-68.0% |