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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,531 | $176,120-19.6% | $159,487-11.3% | $167,553-15.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.71% | 331.95%-318.2pp | 263.71%-250.0pp | 478.89%-465.2pp |
| Employer contribution / active EE | $4,545 | $5,299-14.2% | $4,831-5.9% | $4,840-6.1% |
| Participant deferral / active EE | $9,871 | $7,752+27.3% | $7,354+34.2% | $6,343+55.6% |
| Admin fee / account holder | $836 | $12,561-93.3% | $10,804-92.3% | $12,316-93.2% |