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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,997 | $97,729-23.3% | $83,830-10.5% | $135,379-44.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -5.58% | 1287.52%-1293.1pp | 850.97%-856.6pp | 519.79%-525.4pp |
| Employer contribution / active EE | $1,929 | $4,222-54.3% | $3,631-46.9% | $4,779-59.6% |
| Participant deferral / active EE | $7,320 | $4,683+56.3% | $4,082+79.3% | $5,609+30.5% |
| Admin fee / account holder | $1,358 | $6,674-79.7% | $5,479-75.2% | $10,828-87.5% |