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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,725 | $176,105-30.3% | $159,474-23.0% | $167,536-26.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.10% | 331.91%-314.8pp | 263.68%-246.6pp | 478.82%-461.7pp |
| Employer contribution / active EE | $5,290 | $5,299-0.2% | $4,831+9.5% | $4,839+9.3% |
| Participant deferral / active EE | $6,195 | $7,751-20.1% | $7,353-15.7% | $6,342-2.3% |
| Admin fee / account holder | $1,462 | $12,559-88.4% | $10,802-86.5% | $12,315-88.1% |