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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,452 | $106,749+4.4% | $145,433-23.4% | $82,448+35.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.53% | 27.59%-15.1pp | 66.58%-54.1pp | 41.64%-29.1pp |
| Employer contribution / active EE | $6,405 | $3,444+86.0% | $4,554+40.6% | $2,551+151.1% |
| Participant deferral / active EE | $5,644 | $6,519-13.4% | $7,897-28.5% | $4,139+36.3% |
| Admin fee / account holder | $29,418 | $8,390+250.6% | $13,129+124.1% | $7,234+306.6% |