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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,902 | $202,342-87.2% | $172,753-85.0% | $152,909-83.1% |
| Participation rate | 81.0% | 87.1%-6.1pp | 82.6%-1.7pp | 82.5%-1.5pp |
| Annual return | 17.04% | 1029.88%-1012.8pp | 803.00%-786.0pp | 345.46%-328.4pp |
| Employer contribution / active EE | $1,784 | $5,857-69.5% | $5,144-65.3% | $4,764-62.6% |
| Participant deferral / active EE | $2,696 | $5,948-54.7% | $5,198-48.1% | $5,851-53.9% |
| Admin fee / account holder | $20,772 | $17,112+21.4% | $13,956+48.8% | $11,601+79.1% |