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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,875 | $61,356+134.5% | $149,696-3.9% | $71,511+101.2% |
| Participation rate | 58.1% | 62.5%-4.4pp | 78.8%-20.7pp | 67.9%-9.8pp |
| Annual return | 27.74% | 35.86%-8.1pp | 134.46%-106.7pp | 28.86%-1.1pp |
| Employer contribution / active EE | $1,489 | $2,382-37.5% | $4,821-69.1% | $2,589-42.5% |
| Participant deferral / active EE | $3,230 | $2,920+10.6% | $5,682-43.2% | $4,291-24.7% |
| Admin fee / account holder | $14,327 | $1,263+1034.2% | $13,212+8.4% | $1,588+802.0% |