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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,836 | $52,678-71.8% | $75,784-80.4% | $59,633-75.1% |
| Participation rate | 73.1% | 67.2%+5.9pp | 75.8%-2.7pp | 68.7%+4.4pp |
| Annual return | -4.65% | 2.95%-7.6pp | 9.68%-14.3pp | 2041.45%-2046.1pp |
| Employer contribution / active EE | $1,226 | $2,193-44.1% | $3,323-63.1% | $2,203-44.3% |
| Participant deferral / active EE | $2,148 | $2,591-17.1% | $3,652-41.2% | $3,192-32.7% |
| Admin fee / account holder | $306 | $3,610-91.5% | $5,300-94.2% | $4,297-92.9% |